Privacy
Policy
Customer Privacy Disclosure
Original
Mortgage respects our customers right to privacy. In the course of our business,
you may provide us with confidential information concerning your financial
affairs and we understand and appreciate the importance of maintaining the
confidentiality of that information. We strive to meet the highest standards
in the conduct of our business and therefore observe both the letter and the
spirit of the law surrounding customer privacy issues. Maintaining the confidentiality
of the information you entrust with us is a responsibility we take very seriously.
We collect, maintain, use and share information about you only where we reasonably
believe that it will help administer our business or provide products, services
and other opportunities to you.
This privacy statement applies to individual consumers and customers
of Original Mortgage.
Our privacy statement is specifically designed for the protection of consumers,
or individuals obtaining a financial product or service from us for primarily
personal, family or household purposes. Use of personal information We use
your personal information to verify your identity, provide you with quality
customer service and evaluate your request for products and/or services. We
also use your personal information to contact you about offers we believe
will be of value to you.
Types of Personal Information
We collect various types of information about you during the normal course
of offering and providing financial products and services. Examples of such
information are: Information you provide in order to obtain or maintain a
service or product, such as loan application data Communications from you
regarding your loan(s), such as a change of address request Information gathered
from your transactions and account history with us, our affiliates, and others,
such as your loan payment history Information obtained from third parties
such as consumer reporting agencies or credit bureaus, employers, depository
institutions and others, that we use to evaluate a loan application Information
that we may gather in compliance with certain laws and regulations, such as
the Home Mortgage Disclosure Act.Sharing of personal information with third
parties Individuals or companies outside of Original Mortgage are considered
third parties. Mortgage lenders are permitted (and sometimes even required)
to share customer information with third parties for certain purposes, such
as servicing customer relationships, fraud and risk management, and responding
to transaction requests.
We do NOT sell customer or former customer lists or personal information to
list brokers, marketing firms or to other third parties.
How we keep information private
We have internal policies and procedures designed to keep customer information
safe. These include: Allowing access to customer information only to authorized
employees performing specific job responsibilities necessitating such access
Maintaining physical, electronic and procedural safeguards that comply with
federal regulations to protect customer information Training employees on
privacy and disciplining any employees who violate our procedures Medical
and health information.
If you believe any information we have about you or your relationship with
us is incorrect, please notify us at once. We will take prompt action in making
the appropriate corrections.
Contact Original Mortgage at 877.744.4625 for any further questions regarding
this policy.
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